Encore Capital Group is an international specialty finance company with operations and investments in 15 countries. Our subsidiaries purchase portfolios of consumer receivables from major banks, credit unions, utility providers, and municipalities, and partner with individuals as they repay their obligations and work toward financial recovery.
Subsidiaries include Midland Credit Management, which purchases and services unsecured consumer debt in the US; Grove Capital Management, and Cabot Credit Management, which acquire and service consumer debt in the United Kingdom, Rep. of Ireland and Spain; Lucania Gestión, a leader in the Spanish debt collection industry; Baycorp, a company at the forefront of debt purchasing and contingency collections in Australia and New Zealand and Refinancia, which services distressed consumer debt in Colombia and Peru. Visit our corporate site for more information.
